Help Centre

Downgrade Codes


DISCOVER
CODE DESCRIPTION
0 No code.
19 Amount cleared not within tolerance of authorized amount.
32 I1 Card Present Indicator has invalid value.
36 Track data condition code is invalid.
40-49 POS entry mode invalid.
80 Transaction date is more than 10 days old.
83 Transaction date is more than 3 days old.
84 Transaction date is more than 4 days old.
85 Transaction date is more than 5 days old.
89 Transaction date is more than 9 days old.
91 High risk telemarketing MCC is not eligible.
MASTERCARD
CODE DESCRIPTION
0 No code.
2 Not eligible or did not qualify for the international incentive rate.
17 Authorization date timeliness error.
19 Amount cleared not within tolerance of authorized amount.
20-29 Cardholder ID invalid.
31 Service industries recurring indicator not equal to 4.
32 MasterCard chip incentive data missing or invalid.
34 MasterCard addendum data missing/invalid for temporary services addendum.
40-49 POS entry mode invalid.
57 Cardholder activated terminal indicator not valid.
60 ICA not registered to participate.
64 Passenger name was not supplied or is not left justified.
65 Date/departure was not supplied or is not a valid date.
66 Origin city code was not supplied or is not valid.
67 Trip information was not supplied or is not valid.
68 Lodging extra charges or car rental extra charges are invalid.
69 A valid I4 record was not supplied.
71 Corporate products data capture level 1 is not valid.
72 Corporate products data capture level 2 is not valid.
73 Corporate products data capture level 3 is not valid.
74 World MasterCard card transactions not valid for travel industries Premier Service interchange rate program.
78 Electronic commerce security level indicator invalid.
79 Network downgrade.
82 Transaction date is more than 2 days old.
83 Transaction date is more than 3 days old.
85 Transaction date is more than 5 days old.
89 Transaction date is more than 9 days old.
90 Authorization code is missing or invalid.
93 An I7 record was not supplied or required I7 data is missing.
97 Supermarket/warehouse merchant identifier code is missing or invalid.
98 Banknet date is invalid.
VISA
CODE DESCRIPTION
0 No code.
10 Authorization amount is zeroes or non-numeric.
11 MCC is invalid.
12 Authorization currency code missing or invalid.
13 Authorization response invalid.
14 Authorization currency code does not match transaction currency.
15 Transaction ID/Banknet reference number missing or invalid.
16 Authorization validation code missing or invalid.
17 Authorization date timeliness error.
19 Amount cleared not within tolerance of authorized amount.
20-29 Cardholder ID invalid.
30 Terminal capability missing or invalid.
33 Authorization date in TID greater than 30 days old.
35 Visa chip incentive data missing or invalid.
37 Visa card-level results value missing.
40-49 POS entry mode invalid.
50 Merchant name does not contain a ticket identifier.
52 Hotel folio number missing or invalid.
53 Lodging check-in date or car rental checkout date invalid.
54 Rental agreement number missing or invalid.
55 AVS was not requested for non-SET electronic commerce transaction.
56 Customer service telephone number missing or invalid.
57 Cardholder activated terminal indicator not valid.
58 Order number missing or invalid.
59 Multiple clearing sequence is zeros.
61 Authorization amount does not match amount cleared.
62 Lodging no-show indicator or car rental no-show indicator is invalid.
63 Address Verification Service (AVS) response is invalid.
64 Passenger name was not supplied or is not left justified.
65 Date/departure was not supplied or is not a valid date.
66 Origin city code was not supplied or is not valid.
67 Trip information was not supplied or is not valid.
68 Lodging extra charges or car rental extra charges are invalid.
70 Requested check card rate but card account is not debit.
72 Corporate products data capture level 2 is not valid.
73 Corporate products data capture level 3 is not valid.
75 MO/TO electronic commerce indicator not valid for incentive rate.
76 Electronic commerce goods indicator invalid.
77 Restricted ticket indicator invalid.
79 Network downgrade.
82 Transaction date is more than 2 days old.
83 Transaction date is more than 3 days old.
84 Transaction date is more than 4 days old.
88 Transaction date is more than 8 days old.
90 Authorization code is missing or invalid.
91 High risk telemarketing MCC is not eligible.
92 CPS/Card Not Present authorization date timeliness error.
93 An I7 record was not supplied or required I7 data is missing.
94 ZIP code is invalid or zeroes.
95 Authorization source is missing or invalid.
96 Supplemental authorization amount is zero or non-numeric.
99 CPS merchant did not meet eligibility requirements for CPS.

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