Response Codes

CODE	DESCRIPTION
0	Approved
1	Credit referral
2	Security referral
3	Do not honor
4	Pick up card
5	Do not honor
6	Approved with ID
7	Bank does not respond—call back later
8	Referral center closed—call next business day
9	Technical difficulties—call back in 3-5 minutes
10	Issuer unavailable
12	Incorrect PIN
22	Service unavailable
55	Timeout referral
91	Host-based EDC error
92	Error in card number, prefix, or issuer
93	Error in expiration date
94	Error in merchant ID
95	Error in transaction code
96	Error in acquirer ICA number
97	Error in purchase amount
98	Check cashing interface down
99	Timeout for check cashing (no STIP)