| CODE | DESCRIPTION |
|---|---|
| 0 | Approved |
| 1 | Credit referral |
| 2 | Security referral |
| 3 | Do not honor |
| 4 | Pick up card |
| 5 | Do not honor |
| 6 | Approved with ID |
| 7 | Bank does not respond |
| 8 | Referral center closed; call next business day. |
| 9 | Technical difficulties; call back in 3-5 minutes. |
| 10 | Issuer unavailable |
| 11 | Service unavailable |
| 12 | Incorrect PIN |
| 55 | Timeout referral |
| 91 | Host-based EDC error |
| 92 | Error in card number, prefix, or issuer |
| 93 | Error in expiration date |
| 94 | Error in merchant ID |
| 95 | Error in transaction code |
| 96 | Error in acquirer ICA number |
| 97 | Error in purchase amount |
| 98 | Check cashing interface down |
| 99 | Time out for check cashing (no STIP) |